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Own sweet home: Redefining the route to ownership

Has the system got you trapped in generation rent? Take control with Jrny. It’s the perks of owning with the flexibility of renting.

Woman sitting in front of a couch and playing with her dogs
Couple hanging a framed picture on the wall of a new home
A couple that just found out they're having a baby
A man moving a couch in his lounge
A person about to plant a small tree in their garden
A man and woman painting a wall in a home
Woman sitting in front of a couch and playing with her dogs
Couple hanging a framed picture on the wall of a new home
A couple that just found out they're having a baby
A man moving a couch in his lounge
A person about to plant a small tree in their garden
A man and woman painting a wall in a home

Build equity

Find your dream home and move-in, with each monthly payment you build equity. Whenever you’re ready, convert your equity into a deposit or cash-out at full value.

The benefits for you

A better way to rent that leaves your wallet wealthier and your house homier. Interested? Here are the basics:

Maximise your budget

Using Jrny you can access a larger array of homes on the market with your budget. Unlike traditional mortgages, we don’t cap you at 4.5x your income!

Fall in love with a home

Find your dream home on Jrny's platform. Decorate, bring your pets and make yourself at home - its the best bits of ownership while still enjoying the flexibility of renting!

Rent and build wealth

Build wealth when you buy Equity Credits. These are saved in your Jrny Wallet. When you're ready, use the credits for a deposit to buy your home or cash them out at full value.

See the power of home equity

Asking price of your dream home
£
Equity Credits bought
These are the payments you make each month to buy Equity Credits
Monthly Equity Contributions
£[250]
This would buy you 1% Equity Credits each year
Historically, home prices have grown 3.5% per year on average in the U.K.
Annual home price growth
0%
After
3 Years
the value of your home will be £10,000,000 and you’ll have
£16,631
in your Jrny Wallet
to cash-out
OR
5%
saved up for your
mortgage deposit
£16,631
+£1,631
IN YOUR JRNY WALLET
£15,000
YOUR CONTRIBUTIONS
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Meet people on a Jrny. People like you.

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Name Surname

Position, Company name

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Position, Company name

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How are you protected?

When it comes to the place you call home, it's important to know how you are protected.

The laws that protect you

We are fully regulated and governed by The Housing Act (1988) and The Landlord and Tenant Act (1985). Additionally we’re also a member of the Property Redress Scheme.

The contract that covers you

The Assured Shorthold Tenancy agreements are the standard ones used on the open market. They cover the rights and responsibilities of you and the landlord.

The account that guards your money

Your 2% initial contribution and the Equity Credits you buy each year are kept safe in an account that’s ring-fenced and insured, so no matter what happens, your money is protected.

Start sharing in home equity wealth.

Don’t let mortgage providers crush your dreams. Live in the home you love now and earn equity while you rent. When the time’s right, use your earnings for a house deposit or cash out at full value.

Couple in an embrace with boxes around them from a move
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