Own sweet home: Redefining the route to ownership
Has the system got you trapped in generation rent? Take control with Jrny. It’s the perks of owning with the flexibility of renting.
Build equity
Find your dream home and move-in, with each monthly payment you build equity. Whenever you’re ready, convert your equity into a deposit or cash-out at full value.
The benefits for you
A better way to rent that leaves your wallet wealthier and your house homier. Interested? Here are the basics:
Maximise your budget
Using Jrny you can access a larger array of homes on the market with your budget. Unlike traditional mortgages, we don’t cap you at 4.5x your income!
Fall in love with a home
Find your dream home and we buy it for you. Decorate, bring your pets and make yourself at home - its the best bits of ownership while still enjoying the flexibility of renting!
Rent and build wealth
Build wealth when you buy Equity Credits. These are saved in your Jrny Wallet. When you're ready, use the credits for a deposit to buy your home or cash them out at full value.
Meet people on a Jrny. People like you.
How are you protected?
When it comes to the place you call home, it's important to know how you are protected.
The laws that protect you
We are fully regulated and governed by The Housing Act (1988) and The Landlord and Tenant Act (1985). Additionally we’re also a member of the Property Redress Scheme.
The contract that covers you
The Assured Shorthold Tenancy agreements are the standard ones used on the open market. They cover the rights and responsibilities of you and the landlord.
The account that guards your money
Your 2% initial contribution and the Equity Credits you buy each year are kept safe in an account that’s ring-fenced and insured, so no matter what happens, your money is protected.
Start sharing in home equity wealth.
Don’t let mortgage providers crush your dreams. Live in the home you love now and earn equity while you rent. When the time’s right, use your earnings for a house deposit or cash out at full value.
